Tim Mulder

SVP, Wealth Services
6810 S. Minnesota Ave. | Sioux Falls SD
(605) 271-5628

Tim Mulder is the SVP of Wealth Services at American Bank & Trust, located at our Sioux Falls – Grand Prairie location. With two decades of experience in financial services and non-profits, he utilizes his Bachelor’s Degree in Business Administration from Dordt University and his CTFA designation from the American Bankers Association. Tim resides in Sioux Falls with his wife, Sara, and their three daughters.

As a fiduciary, he is dedicated to helping you achieve your financial goals and cultivating long-term relationships. Tim has a wealth of experience assisting individuals, families, trusts, non-profits, foundations, and corporations.

Mark Sivertson

SVP, Wealth Services
6810 S. Minnesota Ave. | Sioux Falls SD
(605) 961-3911

Mark started his career in the early 1980’s at a law firm in Bowman, North Dakota. He practiced law in the areas of guardianships, probate and corporations. From there, he moved onto working for financial institutions in North Dakota and South Dakota in roles such as Trust Officer, Trust Manager and Senior Vice President of Trust and Wealth Management Services. Mark enjoys giving innovative insights to individuals, families, businesses and non-profits – giving them guidance and options for managing their legacy.

Ryan Krome

VP, Trust Officer
200 E 10th Street | Sioux Falls SD
(605) 679-9022

Ryan Krome is a VP, Trust Officer with American Bank & Trust at our Sioux Falls – River Centre location.

He grew up in Mitchell, SD, where he graduated from high school before continuing his education at Southwest Minnesota State University (SMSU) on a basketball scholarship. While at SMSU, Ryan obtained a Business Administration degree along with a minor in Marketing. Ryan’s wife, Jeana, also grew up in Mitchell, SD. They have been married since 2012 and have three boys – Kruz, Kash, and Knox. Outside of work, Jeana and Ryan both enjoy coaching and watching their boys play different sports throughout the year. They also enjoy spending time together, golfing, and going on vacations.

‘Dedication sees dreams come true.’ That’s Ryan’s promise to you. He is dedicated to your success. Ryan and our team of experts at American Bank & Trust will work to achieve a greater level of financial success. Your dream of true financial freedom becomes our goals for you and your family. Working together we can achieve your financial goals.

Kasey Chapin

VP, Trust Officer
1715 1st Ave NE | Watertown, SD
(605) 868-5461

Kasey was born and raised in Watertown, SD and graduated magna cum laude from the University of South Dakota. He and his wife Brittany have been married since 2012. Together they have two boys – Henry and Hudson.

Most of Kasey’s free time is spent with his family as the boys are very active in fishing, golfing, basketball and camping. When Kasey gets his own free time, he can be found on the golf course.

“During my 15-year tenure in wealth management, I’ve had the privilege of cultivating deep bonds with clients and their families. The trust they place in me as their advisor is immensely fulfilling, and I am truly grateful for this aspect of my work.”

Ryland Solem

VP, Trust Officer
1820 Dakota Avenue S | Huron, SD
(605) 353-2816

Ryland (Ry) was born and raised in Huron, SD. He graduated from Huron High School before attending South Dakota State University. While at SDSU, he participated in Concert Choir and the Jackrabbit Club Hockey Team. After completing his undergraduate studies, he attended the University of South Dakota Knudson School of Law and graduated in 2023.

Upon graduation, he accepted a position with the Pennington County State’s Attorney’s Office and worked in Rapid City, SD prosecuting criminal cases. In his free time, Ry enjoys playing and coaching sports, hunting and fishing, music, and spending time with family and friends. Ry’s involvement within the Huron community includes being a member of the Riverview United Methodist Church, the Riverview United Methodist Church Choir, coaching youth hockey for the Huron All Stars, and volunteering with Huron Rising.

“Personal relationships are the fertile soil from which all advancement, all success, and all achievement in real life grows.” Ry believes that building a personal relationship with his clients and with his community is the most important pillar for long-term success. The same dedication and commitment that he brought to prosecuting will shine in his journey to achieving the financial goals of his clients.

Keith Johnson

Trust Operations Officer
6810 S. Minnesota Ave | Sioux Falls SD
(605) 670-9019

Keith has been with AB&T for 8 years. He started as a teller in our Huron location and has worked his way through the various departments. Currently, Keith is the Officer of our Trust Operations department and facilitates the processing of trades and other needs for our customers. Keith has worked in many departments; giving him a unique insight on the workings of the bank and allows him to better assist customers on a day-to-day basis.

Dawn Meink

Investment Assistant
1820 Dakota Ave S | Huron SD
(605) 352-9122

I grew up in Huron and am a proud graduate of Northern State University in Aberdeen with a double major in Management and Marketing. 

I married my high school senior prom date, Bill, in 1992; we have 2 rescue dogs that we love to spoil.  After graduating from NSU, we lived in Aberdeen for 23 years where I worked in retail and a medical office, before moving back home to Huron in 2014.

Outside of work, I participate in Praise Team at my church and during the summer I play my vintage 100+ year old soprano saxophone in the Huron Municipal Band.

A great part of working at AB&T is that we support each community where we have branches and give back to the schools with the Spirit Card.

I strive to give our customers the best customer service possible whether it is on the phone or in person.  Customer service has always been a huge part of me no matter where I have worked.