Watching for Fraud on Your Account

Everybody loves impressions. They’re fun, creative and the best part about them is that they’re usually harmless. When it comes to your finances, though, no one should be pretending to be you. Online fraud could have a massive effect on your life and finances if you aren’t proactive. Online fraud effects over 8 million people in the United States, annually. You don’t have to be one of those 8 million.

Read these three tips on how to protect your account from fraud.

1. Keep Your Info to Yourself

Nowadays, people keep a lot of personal information online. If that information isn’t properly protected, it can be tampered with. Be wary of unexpected emails or phone calls that ask for your personal information, such as: credit card numbers, usernames or passwords and account information.

2. Bank Carefully

There are plenty of ways to keep your banking information confidential and to be proactive against online theft.

Only use personal devices when you access your account
Make sure your personal devices have secure connections and protective software
Use a strong and unique password
Shred documents, old checks and save important receipts

3. Report Lost or Stolen Cards

Time is of the essence when debit or credit cards are missing. Be sure to report lost or stolen cards immediately. The quicker the card is deactivated, the less likely your finances will be tampered with. If you see suspicious activity, act swiftly. At American Bank & Trust you can call and report a lost or stolen card for immediate support.

How AB&T Protects You from Fraud

American Bank & Trust has a dedicated team looking out for your personal interests. Suspicious activity and other unexpected dealings are dealt with quickly and proactively. Through our CardValet service, mobile app users have the opportunity to define areas where their card can be used, limit purchases by type of merchant and set dollar amount limits.It’s the perfect way to determine where and how your card is being used and can be accessed right from your phone.

Help us help you. At American Bank & Trust your accounts are safeguarded from fraud and online theft.