First, if you are a service member or family of a service member, thank you for the many sacrifices you have made to help protect and care for all in our great nation. Words simply cannot express the gratitude we have for all that you do.
The VA Home Loan is specifically designed for service members, veterans, and other members of the military community. Those eligible can use a VA Home Loan to buy, build, repair, retain, or adapt a home on more favorable terms. Read more about VA Home Loans at the United States Department of Veteran Affairs.
Even if you are not a veteran, you still might qualify for the program. Give us a call for more information!
Features & Benefits of a VA Home Loan
- No Down Payment Required On Purchases or Refinances
- No Monthly Private Mortgage Insurance
- Higher Debt to Income Ratio Allowed
- Local Processing and Underwriting
- VA – IRRRL (Interest Rate Reduction Loan)Refinance May Be Available
- No Appraisal Needed and No Underwriting Required
Already know the type of home loan you are looking for?
Sign in to AB&T Online to see your existing home loan information.
Download Our New AB&T Mortgage App!
Are you ready to revolutionize your mortgage experience?
Unlock your gateway to homeownership with our mortgage app at your fingertips.
- Streamlined Application with a user-friendly, paperless application process.
- Real-Time Updates through instant notifications on your application milestones.
- Secure Document Uploading means no more lost paperwork or hassles!
- Streamlined Application with a user-friendly, paperless application process.
- Real-Time Updates through instant notifications on your application milestones.
- Secure Document Uploading means no more lost paperwork or hassles!
Take control of your homeownership journey by downloading our
new American Bank & Trust Mortgage App.
Find Your Perfect Mortgage Loan Officer
A great home buying experience starts with great home buying partners. Meet your American Bank & Trust mortgage team and discover an outstanding group that truly lives at the intersection of what if and why not? With AB&T home loan experts, you’ve got neighbors you can always count on.
Looking for more information about Home Loans? Visit the South Dakota Housing Development Authority.
We do not offer every plan available in your area. Currently we represent 7 organizations which offer 28 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit
