About The Ratings

Texas Ratio Bank Rating

Knowing the strength of your financial institutions is important for getting the most out of your money. By choosing a financially strong institution that puts you first, you can make sure your money is most secure. But how can you predict which banks are the most secure? You can ensure you are choosing a successful financial institution that will keep your money safe by reviewing The Texas Ratio Bank Ratings, Bauer Bank Ratings, Weiss Bank Ratings and DepositAccounts.com Bank Ratings.

Bauer Bank Ratings

Bauer Financial, Inc. is the nation’s leading bank rating and research firm. The company’s rating scale runs from zero to five stars, with the strongest institution(s) being granted five-star ratings. A number of criteria are reviewed to determine the Star Ratings given to each financial institution. Bauer uses financial data compiled from call reports as reported to federal regulators, such as, tier 1 risk-based capital ratio, total risk-based capital ratio, profitability/loss trends, and evaluation of several other key performance indicators. Earning Bauer’s 5-Star designation proves the bank is getting it right. The 5-Star rating indicates one of the strongest banks in the nation, excelling in such areas as capital, loan quality, profitability and much more.

DepositAccounts.com Bank Ratings

Understanding the financial health of your financial institution is essential for getting the most out of your money. When people deposit money in a bank, it is an indicator of consumers’ confidence in that institution. The deposits increase the money that a bank has on hand and can help strengthen the balance sheet of the bank. Financial institutions are awarded letter grades from A+ to F, based on the evaluation of the institution’s financial health. An A+ rating shows a strong deposit record of stable growth with the bank’s ability to strengthen its balance sheet. Lower ratings such as a D can indicate a decline in consumers’ confidence in the financial institution and the inability for the bank to keep a strong balance sheet.

Weiss Bank Ratings

Weiss Bank and Credit Union ratings are safety ratings based on a complex analysis of hundreds of factors that are synthesized into five indexes: capitalization, asset quality, profitability, liquidity and stability. A weak score on any index can result in a low rating, as financial problems can be caused by any one of a number of factors, such as inadequate capital, non-performing loans and poor asset quality, operating losses, poor liquidity, or the failure of an affiliated company.