Reward the way you’ve saved with a higher rate.
An American Bank & Trust money market account puts you in control — raising your interest rate according to your account balance. Save more, make more. It’s simple. And build real savings that’s available when you need it!
Details
- Enjoy flexibility with enhanced access to funds
- $50 minimum deposit to open
- $5 monthly service charge/fee if your daily balance falls below $500 in any one day in the statement cycle
- $0.01 minimum daily balance to earn interest, paid monthly
- FREE online banking
- FREE mobile banking
- FREE eStatements
- Federally insured by FDIC up to $250,000
Disclaimer 1) The 2.53% variable Annual Percentage Yield (APY) for balances over $15,000.01 is accurate as of January 2, 2026. Rates may change after account opening. Offer applies to new money and new accounts only. Minimum balance to open is $50.00; minimum balance to obtain APY is $0.01. Fees may reduce earnings. AB&T reserves the right to end this special at any time. APY Tiers: $0.01 – $2,499.99 earns 0.01% APY; $2,500.00 – $15,000.00 earns 0.02% APY; $15,000.01+ earns 2.53% APY. This account uses a non-blended tier structure, meaning the entire balance earns the rate associated with the tier in which the balance falls.
