Disclaimers

There is no minimum balance required and no monthly fee. Other fees may reduce earnings. Rates, terms and fees are subject to change. All accounts have minimum opening deposit of $50. Other fees such as non-sufficient funds, overdrafts, etc may apply. Contact your local banker for current rates and fees. $2 for each check book and Debit Card from another financial institution given at the time the check book/Debit Cards are presented, up to $10.

²When the Relationship Checking qualifications are met, the interest rate on your account and corresponding annual percentage yield will be tiered. You must have 10 Debit Card purchases and 1 automatic ACH debit or credit for Relationship Checking post and settle by end of banking day on the statement cycle cut-off day to obtain the premium Annual Percentage Yield and interest rate tiers on respective accounts. Debit Card purchases processed by merchants and received by us as ATM transactions do not count toward qualifying Debit Card purchases. These transactions may not be in a pending state to qualify as one of the Debit Card per statement cycle qualifications. Transactions may take one or more banking days from the date the transaction was made to post to and to settle in an account.

³The High Interest Checking account earns a tiered variable rate and annual percentage yield depending on account balance. Rates, terms and fees are subject to change. When the High Interest Checking preferred rate qualifications are met, the interest rate on your account and corresponding annual percentage yield will be tiered. Maintain $1,500 minimum balance to avoid $5 monthly service charge.

**Your mobile carrier’s data and text messaging rates may apply, check with your mobile provider for individual mobile contract details.