American Bank & Trust | SD Locations in Sioux Falls, Pierre, Huron & More

Scholarship Applications Now Open

American Bank & Trust is awarding $25,000 in scholarships for graduating high school seniors. Application deadline is April 18, 2025.

Apply Now

Earn $250

Earn $250 when you open a new checking account with a direct deposit. Click ‘Learn More’ below to see more details and eligibility requirements.

Learn More

4.10% APY CD or IRA-CD for 7 Months

Earn 4.10% APY for 7 Months with our Classic CD or IRA-CD

Learn More

American Bank & Trust is giving you the chance to win $500 every month just by using your AB&T Debit Card! Every time you make a purchase with your AB&T Debit Card, you’re automatically entered into the monthly drawing.

Learn More

Special Promotions

View all our on-going promotions at AB&T. From new checking account openings, business accounts, and a special mortgage promotion, you’ll find something no matter your needs.

View Promotions

4.25% APY CD for 12 Months

Unlock the opportunity to pay yourself first with our new CD that pays your accrued interest into your AB&T checking account, giving you immediate access to your gains.

Learn More

Business Checking

Find the account that fits your business’s needs. Wide range of features and benefits!



Open an Account

Getting a checking or savings account is only a click away. Provide a few details and we’ll get your account started.



Apply for a Mortgage

Let our local lending experts find the best loan option for your needs and budget.

Latest News

Estate Planning and Second Marriages

Aug 7, 2019 | Trust & Wealth Management

Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit According to a study from the Pew Research Center, about 40% of new marriages include one person who has previously been married....

Frequently Asked Questions on the Kiddie Tax

Jul 31, 2019 | Trust & Wealth Management

Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit The “kiddie tax” is a term used to refer to the Tax on a Child’s Investment and Other Unearned Income. American Bank & Trust...

Building a New Home? Tips and Trends from Local Interior Designer

Jul 24, 2019 | Mortgage

The American Bank & Trust mortgage team has helped a lot of people through the new construction process. With any mortgage lending process, the timing and considerations vary. And that’s why you need a mortgage expert. Customers come to American Bank & Trust...