American Bank & Trust | SD Locations in Sioux Falls, Pierre, Huron & More

Earn $250

Earn $250 when you open a new checking account with a direct deposit. Click ‘Learn More’ below to see more details and eligibility requirements.

Learn More

4.20% APY CD for 12 Months

Unlock the opportunity to pay yourself first with our new CD that pays your accrued interest into your AB&T checking account, giving you immediate access to your gains.

Learn More

4.35% APY CD or IRA-CD for 7 Months

Earn 4.35% APY for 7 Months with our Classic CD or IRA-CD

Learn More

American Bank & Trust is giving you the chance to win $500 every month just by using your AB&T Debit Card! Every time you make a purchase with your AB&T Debit Card, you’re automatically entered into the monthly drawing.

Learn More

Special Promotions

View all our on-going promotions at AB&T. From new checking account openings, business accounts, and a special mortgage promotion, you’ll find something no matter your needs.

View Promotions

Business Checking

Find the account that fits your business’s needs. Wide range of features and benefits!



Open an Account

Getting a checking or savings account is only a click away. Provide a few details and we’ll get your account started.



Apply for a Mortgage

Let our local lending experts find the best loan option for your needs and budget.

Latest News

Achieve Your 2020 Savings Goals

Jan 8, 2020 | Personal Banking

You no doubt have lots of goals to accomplish in 2020. It's not uncommon to make and break resolutions. But one resolution you should stick to every year is saving more money. American Bank & Trust has some advice to help you achieve your 2020 savings goals....

Recap of 2019 Best Blog Posts

Dec 31, 2019 | Latest News

As 2019 comes to a close, let's take a peak back at your favorite blog posts from this year. We post blog posts on a regular basis to provide educational resources and updates right from our experts here at American Bank & Trust. Cheers to Our Top 5 Blog Posts...

How to Choose Between a CD or Money Market Account

Dec 19, 2019 | Latest News

Are you trying to decide between a certificate of deposit (CD) and a money market account (MMA)? The short answer is that you’ll usually earn more from a CD account. However, the CD will require you to lock your money up for the entire term until the maturity date is...