American Bank & Trust | SD Locations in Sioux Falls, Pierre, Huron & More

Earn $250

Earn $250 when you open a new checking account with a direct deposit. Click ‘Learn More’ below to see more details and eligibility requirements.

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4.20% APY CD for 12 Months

Unlock the opportunity to pay yourself first with our new CD that pays your accrued interest into your AB&T checking account, giving you immediate access to your gains.

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4.35% APY CD or IRA-CD for 7 Months

Earn 4.35% APY for 7 Months with our Classic CD or IRA-CD

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American Bank & Trust is giving you the chance to win $500 every month just by using your AB&T Debit Card! Every time you make a purchase with your AB&T Debit Card, you’re automatically entered into the monthly drawing.

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Special Promotions

View all our on-going promotions at AB&T. From new checking account openings, business accounts, and a special mortgage promotion, you’ll find something no matter your needs.

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Business Checking

Find the account that fits your business’s needs. Wide range of features and benefits!

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Open an Account

Getting a checking or savings account is only a click away. Provide a few details and we’ll get your account started.

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Apply for a Mortgage

Let our local lending experts find the best loan option for your needs and budget.

Latest News

Watching for Fraud on Your Account

Jun 10, 2020 | Personal Banking

Everybody loves impressions. They’re fun, creative and the best part about them is that they’re usually harmless. When it comes to your finances, though, no one should be pretending to be you. Online fraud could have a massive effect on your life and finances if you...

Hometown Bank Hustled, Delivering Hope for Local Small Businesses

Jun 2, 2020 | Business Banking

On March 27, 2020 President Trump and Congress enacted legislation that created a $349 billion Paycheck Protection Program (PPP) for small businesses thrown into a tailspin by the coronavirus. The premise of the program relied on banks to get the money flowing quickly...

Refinancing Your Mortgage With American Bank & Trust

May 27, 2020 | Mortgage

If you're a homeowner looking to save money or take equity out of your home, refinancing could be right for you. Refinancing a mortgage simply means paying off your existing loan and replacing it with a new loan....and the time to refinance is NOW! This new loan can...