American Bank & Trust | SD Locations in Sioux Falls, Pierre, Huron & More

Earn $250

Earn $250 when you open a new checking account with a direct deposit. Click ‘Learn More’ below to see more details and eligibility requirements.

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4.15% APY CD for 12 Months

Unlock the opportunity to pay yourself first with our new CD that pays your accrued interest into your AB&T checking account, giving you immediate access to your gains.

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4.40% APY CD or IRA-CD for 7 Months

Earn 4.40% APY for 7 Months with our Classic CD or IRA-CD

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American Bank & Trust is giving you the chance to win $500 every month just by using your AB&T Debit Card! Every time you make a purchase with your AB&T Debit Card, you’re automatically entered into the monthly drawing.

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Special Promotions

View all our on-going promotions at AB&T. From new checking account openings, business accounts, and a special mortgage promotion, you’ll find something no matter your needs.

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Business Checking

Find the account that fits your business’s needs. Wide range of features and benefits!

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Open an Account

Getting a checking or savings account is only a click away. Provide a few details and we’ll get your account started.

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Apply for a Mortgage

Let our local lending experts find the best loan option for your needs and budget.

Latest News

New Spirit Cards: Show Your Hometown Pride and Support Local Schools

Aug 21, 2024 | Latest News

At American Bank & Trust, we’re excited to announce the release of our newly designed Spirit Cards. These cards are more than just a way to make purchases—they’re a symbol of community pride and a powerful tool for supporting local schools. Spirit Cards are...

Tim Tebow Inspires at Joy Ranch and Watertown Civic Arena

Jul 17, 2024 | Latest News

Tim Tebow was an amazing inspiration to all who met him or heard his message at Joy Ranch and the Watertown Civic Arena on Friday, June 21, 2024. American Bank & Trust was honored to be the MVP Sponsor for the event and had staff on hand to help at the event. His...

American Bank & Trust Among Top Ag Lenders of 2024

Jul 16, 2024 | Latest News

American Bank & Trust (AB&T) has been named one of the country’s top agricultural lenders in 2024 by the Independent Community Bankers of America® (ICBA). AB&T ranks sixth on the list of community banks with over $1 billion assets. "Our roots are right...