Earn $250

Earn $250 when you open a new checking account with a direct deposit. Click ‘Learn More’ below to see more details and eligibility requirements.

4.20% APY CD for 12 Months

Unlock the opportunity to pay yourself first with our new CD that pays your accrued interest into your AB&T checking account, giving you immediate access to your gains.

4.35% APY CD or IRA-CD for 7 Months

Earn 4.35% APY for 7 Months with our Classic CD or IRA-CD

Tap & Win $500

American Bank & Trust is giving you the chance to win $500 every month just by using your AB&T Debit Card! Every time you make a purchase with your AB&T Debit Card, you’re automatically entered into the monthly drawing.

Special Promotions

View all our on-going promotions at AB&T. From new checking account openings, business accounts, and a special mortgage promotion, you’ll find something no matter your needs.




Business Checking

Find the account that fits your business’s needs.  Wide range of features and benefits!

Open an Account

Getting a checking or savings account is only a click away.  Provide a few details and we’ll get your account started.

Apply for a Mortgage

Let our local lending experts find the best loan option for your needs and budget.

Latest News

AB&T Invests in Future Leaders

AB&T Invests in Future Leaders

In a continuing effort to support our best and brightest students, American Bank & Trust is providing scholarships to 22 graduating high school seniors from eastern South Dakota. This year’s recipients of the $500 scholarships are: Derick Siemonsma, Huron Julia...

read more
Metamorphosis into Retirement

Metamorphosis into Retirement

Retirement is an emotional transition as well as a financial transformation, a declaration of financial independence. After he retired at age 69, Washington Post financial columnist Stan Hinden wrote an occasional column for the paper called “Retirement Journal,” in...

read more
Must Have Features to Have in Your Next Car

Must Have Features to Have in Your Next Car

Buying a newer vehicle model doesn’t mean you’re only receiving better reliability and peace of mind; it also means you’re getting the latest technology. Automotive technology is improving at a fast rate, and these days, new vehicles have features that seem straight...

read more
Share This