Earn $250

Earn $250 when you open a new checking account with a direct deposit. Click ‘Learn More’ below to see more details and eligibility requirements.

4.15% APY CD or IRA-CD for 12 Months

Unlock the opportunity to pay yourself first with our new CD that pays your accrued interest into your AB&T checking account, giving you immediate access to your gains.

4.40% APY CD or IRA-CD for 7 Months

Earn 4.40% APY for 7 Months with our Classic CD or IRA-CD

Tap & Win $500

American Bank & Trust is giving you the chance to win $500 every month just by using your AB&T Debit Card! Every time you make a purchase with your AB&T Debit Card, you’re automatically entered into the monthly drawing.

Special Promotions

View all our on-going promotions at AB&T. From new checking account openings, business accounts, and a special mortgage promotion, you’ll find something no matter your needs.




Business Checking

Find the account that fits your business’s needs.  Wide range of features and benefits!

Open an Account

Getting a checking or savings account is only a click away.  Provide a few details and we’ll get your account started.

Apply for a Mortgage

Let our local lending experts find the best loan option for your needs and budget.

Latest News

New Home Construction on the Rise

New Home Construction on the Rise

It seems like a contradiction. South Dakota is full of land, and yet, people can’t find enough houses to fill the need. But the problem isn’t space, per se. The problem is inventory.  With historically low-interest rates and a shortage of home inventory, a...

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Tips and Tricks to Make Your Move Simple

Tips and Tricks to Make Your Move Simple

The question no one ever asks about that new house: you’ve closed the deal, but are you really ready to move? A change of scenery for you and your family can be exciting, but there’s a lot that goes into moving. Whether you’re a first timer or a repeat homebuyer, no...

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AB&T Invests in Future Leaders

AB&T Invests in Future Leaders

In a continuing effort to support our best and brightest students, American Bank & Trust is providing scholarships to 22 graduating high school seniors from eastern South Dakota. This year’s recipients of the $500 scholarships are: Derick Siemonsma, Huron Julia...

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