HOME GLOW-UP GIVEAWAY

How would you like a little glow-up for your home or your soon-to-purchase new dream home? AB&T is giving you a chance to win up to $3,000 of permanent, programmable outdoor lighting from Sioux Falls Trimlight.* This all-occasion lighting will add a vibrant, customizable touch to your home!

To enter the giveaway, simply like and comment on our giveaway-related posts on social media. Find out more below!

Follow Us On Social Media For Your Chance To Enter

Like American Bank & Trust’s Home Glow-Up Giveaway posts for an entry to win $3,000 to Trimlight Permanent Light.

Winner will be announced by November 8, 2024.

Peggy Lunzman

Mortgage Loan Officer
NMLS# 2301786
(605) 846-6803
Aberdeen

“Home is where you feel secure & comfortable. Financing your home should feel the same way.”

Brad Spaans

Mortgage Loan Officer
NMLS# 1992283
(605) 679-9018
Sioux Falls - Loan Production Office

"Buying, building, or refinancing? I can find a loan program that is right for you!"

Jamie Olson

Mortgage Loan Officer
NMLS# 1053922
(605) 353-2818
Huron

"I am dedicated to serving my clients and am committed to providing outstanding service."

Melanie Hodorff

Mortgage Loan Officer
NMLS# 465027
(605) 868-5457
Watertown

"I have always had a passion for my community and helping people. Now I get the opportunity to help those in my community accomplish the American Dream of owning a home!"

Shawn Lewis

Mortgage Loan Officer
NMLS# 2371320
(605) 494-3470
Pierre

"Our dedicated team will provide impeccable service that will help you achieve your financial dreams."

Julie Pater

Mortgage/Consumer Banking Manager
NMLS# 415574
(507) 343-0600
Worthington

“Whether you are buying, building, or refinancing, I will find you the best product that fits your goals and will guide you through the home loan process and make sure that you have the best experience possible.”

Tim Wermers

Mortgage Loan Officer
NMLS# 52738
(605) 961-3920
Sioux Falls - Grand Prairie

Jen Dykstra

Mortgage Loan Officer
NMLS# 400259
(605) 910-4121
Sioux Falls - Grand Prairie

Interested In A Home Loan?

HOME GLOW-UP GIVEAWAY

How would you like a little glow-up for your home or your soon-to-purchase new dream home? AB&T is giving you a chance to win up to $3,000 of permanent, programmable outdoor lighting from Sioux Falls Trimlight.* This all-occasion lighting will add a vibrant, customizable touch to your home!

To enter the giveaway, simply like and comment on our giveaway-related posts on social media. Find out more below!

Follow Us On Social Media For Your Chance To Enter

Like American Bank & Trust’s Home Glow-Up Giveaway posts for an entry to win $3,000 to Trimlight Permanent Light.

Winner will be announced by November 8, 2024.

Peggy Lunzman

Mortgage Loan Officer
NMLS# 2301786
(605) 846-6803
Aberdeen

“Home is where you feel secure & comfortable. Financing your home should feel the same way.”

Brad Spaans

Mortgage Loan Officer
NMLS# 1992283
(605) 679-9018
Sioux Falls - Loan Production Office

"Buying, building, or refinancing? I can find a loan program that is right for you!"

Jamie Olson

Mortgage Loan Officer
NMLS# 1053922
(605) 353-2818
Huron

"I am dedicated to serving my clients and am committed to providing outstanding service."

Melanie Hodorff

Mortgage Loan Officer
NMLS# 465027
(605) 868-5457
Watertown

"I have always had a passion for my community and helping people. Now I get the opportunity to help those in my community accomplish the American Dream of owning a home!"

Shawn Lewis

Mortgage Loan Officer
NMLS# 2371320
(605) 494-3470
Pierre

"Our dedicated team will provide impeccable service that will help you achieve your financial dreams."

Julie Pater

Mortgage/Consumer Banking Manager
NMLS# 415574
(507) 343-0600
Worthington

“Whether you are buying, building, or refinancing, I will find you the best product that fits your goals and will guide you through the home loan process and make sure that you have the best experience possible.”

Tim Wermers

Mortgage Loan Officer
NMLS# 52738
(605) 961-3920
Sioux Falls - Grand Prairie

Jen Dykstra

Mortgage Loan Officer
NMLS# 400259
(605) 910-4121
Sioux Falls - Grand Prairie

Interested In A Home Loan?

*No purchase necessary to win. Need not be a customer to enter. Purchase or payment of any kind will not increase your odds of winning. Sweepstakes prize is $3,000 towards permanent outdoor lighting through Sioux Falls Trimlight or $2,500 cash option. Sweepstakes is open only to legal residents of the 50 United States (including District of Columbia) who are at least 18 years old at the time of entry. The immediate family (spouse, parents, siblings, and children) and household members of American Bank & Trust are not eligible for the sweepstakes. The Sweepstakes Entry Box is open from September 23, 2024 to November 1, 2024, with the winner being announced no later than November 8, 2024. There is 1 sweepstakes prize available, with the odds of winning the prize being 1 out of the total number of eligible entries received. Entries are automatically entered by individuals that Like & Comment on the original AB&T social post about the sweepstakes prize. You may also enter the sweepstakes by visiting any American Bank & Trust branch and asking a banker for a ‘Mortgage Sweepstakes Entry Form.’ This in-branch entry form must have your contact information legibly written. If American Bank & Trust cannot read the in-branch entry form, the entry will be deemed ineligible. Multiple entries by the same entrant are not permitted in person and/or through social media. This sweepstakes is sponsored by American Bank & Trust of 6810 S. Minnesota Ave, Sioux Falls, SD 57108 with a phone number of (605) 961-3911. American Bank & Trust is not responsible for lost, late, incomplete, or other invalid entries, which will be disqualified. This sweepstakes is in no way sponsored, endorsed, administered by, or associated with the social media platforms in which it is posted. Winner will be chosen at random with the announcement of the Sweepstakes Winner being posted on all social media channels used and online at abt.bank/mortgagesweepstakes. Winner must comply with all rules and conditions stated herein, or another winner will be chosen. The sweepstakes winner will be notified by telephone or social media channel, depending on how they entered the sweepstakes. After notification, if winner does not contact American Bank & Trust within one week of notification date to make arrangements for picking up the prize, the initial winner will forfeit the prize and an alternate winner will be chosen. All prizes are non-transferable. Sponsor reserves the right to substitute a prize for one of equal or greater value of the original prize, with a verified retail value of $3,000, if the designated prize should become unavailable for any reason. By participating or receipt of any prize, participants and winner agrees to indemnify, release, and hold harmless American Bank & Trust, sponsor, and their respective subsidiaries, affiliates, suppliers, distributors, advertising/promotion agencies and each of their respective parent companies or related companies and each such company’s officers, directors, employees and agents {collectively, the “Released Parties”} from and against any claim or cause of action, including, but not limited to, personal injury, death, or damage to or loss of property, related directly or indirectly as a result of participation in the sweepstakes or receipt or use or misuse of any prize. Sweepstakes promotion shall be governed by, and construed in accordance with, the laws of the State of South Dakota. Entrants agree that any and all disputes, claims and causes of action arising out of or connected with AB&T Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action. American Bank & Trust reserves the right to cancel, suspend and/or modify the sweepstakes, or any part of it, if any fraud, technical failures or any other factor beyond administrator’s reasonable control impairs the integrity or proper functioning of the sweepstakes, as determined by administrator in its sole discretion. In such event, administrator reserves the right to award the prizes at random from among the eligible entries received up to the time of the impairment. Participation constitutes entrant’s full and unconditional agreement to these Official Rules and sponsor’s and administrator’s decisions, which are final and binding in all matters related to the promotion. Winning a prize is contingent upon fulfilling all requirements set forth herein. Winners are subject to tax reporting on a 1099-Misc. Void where prohibited by law or regulation. Data rates and charges may apply with app use.

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