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2025 – Website – 4.00% 3.85%

Boost your savings with our 6-Month CD/IRA-CD at 3.75% APY! It’s a short-term, high-yield option that helps your money grow without a long commitment. Don’t miss out on this chance for guaranteed returns on your money. 

2025 – Website – 4.00% 3.85%2

Want the best of both worlds—great returns and flexibility? Our FlexAdvantage CD/CD-IRA gives you both! Earn a competitive 4.01% APY for 12 months or 3.95% APY for 18 months, and enjoy the freedom of two penalty free withdrawals during your term. That means you can access your money if life throws a curveball, without sacrificing your earnings. It’s a great fit for savers who want strong returns and access to their funds when needed.

2025 – Website – 4.00% 3.85%

Boost your savings with our 6-Month CD/IRA-CD at 3.75% APY! It’s a short-term, high-yield option that helps your money grow without a long commitment. Don’t miss out on this chance for guaranteed returns on your money. 

2025 – Website – 4.00% 3.85%2

Want the best of both worlds—great returns and flexibility? Our FlexAdvantage CD/CD-IRA gives you both! Earn a competitive 4.01% APY for 12 months or 3.95% APY for 18 months, and enjoy the freedom of two penalty free withdrawals during your term. That means you can access your money if life throws a curveball, without sacrificing your earnings. It’s a great fit for savers who want strong returns and access to their funds when needed.

2025 – Website – 4.00% 3.85%

Boost your savings with our 6-Month CD/IRA-CD at 3.75% APY! It’s a short-term, high-yield option that helps your money grow without a long commitment. Don’t miss out on this chance for guaranteed returns on your money. 

2025 – Website – 4.00% 3.85%2

Want the best of both worlds—great returns and flexibility? Our FlexAdvantage CD/CD-IRA gives you both! Earn a competitive 4.01% APY for 12 months or 3.95% APY for 18 months, and enjoy the freedom of two penalty free withdrawals during your term. That means you can access your money if life throws a curveball, without sacrificing your earnings. It’s a great fit for savers who want strong returns and access to their funds when needed.

Benefits of CDs

  • Set aside for future savings goals
  • Greater earnings than savings accounts
  • Guaranteed returns at a fixed rate for the length of your term
  • Provides more guarantee than other risky investments
  • Combined deposit accounts can be federally insured by FDIC up to $250,000

Benefits of CDs

  • Set aside for future savings goals
  • Greater earnings than savings accounts
  • Guaranteed returns at a fixed rate for the length of your term
  • Provides more guarantee than other risky investments
  • Combined deposit accounts can be federally insured by FDIC up to $250,000

Visit any of our AB&T Locations to speak with a Personal Banker about this Limited Time CD Offer.

Disclaimers

1) The 3.75% fixed rate Annual Percentage Yield for the 6-month term is accurate as of February 2, 2026. All accounts are subject to applicable terms, fees, and charges. Fees may reduce earnings. A penalty may be charged for early withdrawal. Checking Account Relationship required. This offer is not available for Public Funds. AB&T reserves the right to end the special rate at any time. Minimum of $5,000 is required to open the CD. For IRA-CD’s consult a financial advisor or tax professional for guidance. Contact an employee for further information about applicable fees and terms. Offer applies to CD renewals or new money to AB&T only.

2) The 4.01% fixed rate Annual Percentage Yield for the 12-month term is accurate as of February 2, 2026. All accounts are subject to applicable terms, fees, and charges. Fees may reduce earnings. Two penalty-free withdrawals after the account has been established for 7 days with a minimum of $1,000 per withdrawal. A penalty may be charged for additional withdrawals. Checking Account Relationship required. This offer is not available for Public Funds. AB&T reserves the right to end the special rate at any time. Minimum of $5,000 is required to open the CD. For IRA-CD’s consult a financial advisor or tax professional for guidance. Contact an employee for further information about applicable fees and terms. Offer applies to CD renewals or new money to AB&T only.

3) The 3.95% fixed rate Annual Percentage Yield for the 18-month term is accurate as of February 2, 2026. All accounts are subject to applicable terms, fees, and charges. Fees may reduce earnings. Two penalty-free withdrawals after the account has been established for 7 days with a minimum of $1,000 per withdrawal. A penalty may be charged for additional withdrawals. Checking Account Relationship required. This offer is not available for Public Funds. AB&T reserves the right to end the special rate at any time. Minimum of $5,000 is required to open the CD. For IRA-CD’s consult a financial advisor or tax professional for guidance. Contact an employee for further information about applicable fees and terms. Offer applies to CD renewals or new money to AB&T only.