Conventional Loan are the most common loans used in purchasing or refinancing a home. American Bank and Trust has different investors we can use to get you the best rate in the market. Can be used for purchase or refinancing as a feature.
Features & Benefits of a Conventional Loan
- For Primary Residence, Second/Vacation Home or Investment Properties.
- Multiple Terms Available
- Options as little as 3% down payment
- Loans are Processed and Underwritten Locally
- Options for Servicing Retained by AB&T which means payments can be made at your local branch!
Conventional Loan Requirements
- Max Loan amount $766,550
- Other Requirements May Apply
Already know the type of home loan you are looking for?
Download Our New AB&T Mortgage App!
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Unlock your gateway to homeownership with our mortgage app at your fingertips.
- Streamlined Application with a user-friendly, paperless application process.
- Real-Time Updates through instant notifications on your application milestones.
- Secure Document Uploading means no more lost paperwork or hassles!
- Streamlined Application with a user-friendly, paperless application process.
- Real-Time Updates through instant notifications on your application milestones.
- Secure Document Uploading means no more lost paperwork or hassles!
Take control of your homeownership journey by downloading our
new American Bank & Trust Mortgage App.
Find Your Perfect Mortgage Loan Officer
A great home buying experience starts with great home buying partners. Meet your American Bank & Trust mortgage team and discover an outstanding group that truly lives at the intersection of what if and why not? With AB&T home loan experts, you’ve got neighbors you can always count on.
Looking for more information about Home Loans? Visit the South Dakota Housing Development Authority.
We do not offer every plan available in your area. Currently we represent 7 organizations which offer 28 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
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