by Erin VerMulm | Feb 26, 2021 | Trust & Wealth Management
IRAs have wonderful tax advantages. The traditional IRA offers the possibility of a tax deduction (depending upon one’s income and tax filing status) and full deferral of taxes on investment earnings until withdrawal. The Roth IRA does not give rise to a deduction,... 
by Erin VerMulm | Feb 19, 2021 | Mortgage
Mortgage rates are still around record lows. Will they stay this way much longer? No one knows, but we do know this environment should motivate you to at least investigate the thought of refinancing. We have a few helpful questions you can ask yourself to determine... 
by Erin VerMulm | Feb 12, 2021 | Business Banking
Change is the only constant in life, and the past year has certainly taught us that. Almost everything from everyday life has changed as we know it, and businesses in particular have closed at a high rate since the beginning of the pandemic. Since local businesses are... 
by Erin VerMulm | Feb 3, 2021 | Personal Banking
American Bank & Trust is excited to announce a new way to earn rewards just by using your American Bank & Trust Visa Debit Card. Introducing Relationship Rewards, powered by uChoose Rewards®! Four Benefits For You If you’re already using a debit card to pay... 
by Erin VerMulm | Jan 21, 2021 | Personal Banking
We’re excited to announce that four new schools are joining our Spirit Card program. They are the Iroquois Chiefs, Corsica-Stickney Jaguars, James Valley Christian Vikings and the Howard Tigers. We can’t wait for fans in those communities to get a new Spirit Cards and...