Inspiration from the Most Creative People in Banking
How far can our bank take you? Just use your imagination. Our blog is where we share our insights, ideas, and advice on how real life integrates with financial life. Your dreams can’t fit in a bank vault. Think boldly and read a few articles below for some extra inspiration.
Benefits of A Revocable Living Trust
Celebrated author and journalist Tom Wolfe died in May at the age of 88. He wrote The Electric Kool-Aid Acid Test and The Bonfire of the Vanities, among many other notable works. Wolfe was survived by a wife and two children. His Will left his tangible personal...
Finance a Boat, Camper or RV with a Flexible Personal Loan
Summer in South Dakota is a great time to travel. Whether you’re heading to the Black Hills or a State Park, a camper is a popular place to rest after a day full of fun. There are many different types of campers and RVs. You can own anything from a 5th wheel, to a...
Summer Vacation Security: 5 Ways to Stop Thieves From Ruining Your Trip
Ah, summer vacation. The golden days we dream about all year long are finally here. It’s time for the sun and some fun. As you relax, it’s easy to let your guard down and not focus on your security. The sad fact is tourists are often prime targets for scammers and...
Need cash? You may not have to look beyond your front porch with a home equity line of credit
Few things in life are certain except for death and taxes, as the saying goes. But for any homeowner, unexpected bills could probably be added to the list and fit right in. It always seems that those unexpected expenses — whether it’s a suddenly leaking roof, the HVAC...
Get Yourself Ready to Buy a Home!
Here’s a helpful guide for where and how to get started. Also learn about six types of home loans. Which one is right for you? Want to know more about this topic? Subscribe to our newsletter today!
Your Guide to the Language of Mortgage Lending
American Bank & Trust knows the South Dakota real estate market is highly competitive right now. With the additional stresses placed on buyers and sellers, the last thing you need is a stressful process. In addition to priding ourselves on making the lending...
Impact Investing: Looking beyond risks, returns, and balance sheets
Impact investing refers to investments made with the intention of making a positive social or environmental impact. Impact investors also want a positive financial return. At American Bank & Trust, we strive to inform all our clients on these and other trends....
Here’s Why You Should Consider a CD Ladder as a Savings Tool
If you think of your financial portfolio as a toolbox, certificates of deposit (CDs) are like the hammers. They’re not the fanciest tools, nor do they produce the most wow-worthy results, but they are solid and dependable. In addition, when using investment strategies...
Top 10 FAQs Every Home Buyer Should Read
Buying a house for the first time can be intimidating. The lingo is confusing, the rules are complicated and the stakes of making a wrong move and getting in over your head are incredibly high. Most people rely on their realtors and financial institutions for a lot of...