Inspiration from the Most Creative People in Banking
How far can our bank take you? Just use your imagination. Our blog is where we share our insights, ideas, and advice on how real life integrates with financial life. Your dreams can’t fit in a bank vault. Think boldly and read a few articles below for some extra inspiration.
Personal Debt Management: 4 Things You Need to Know
Debt. No one wants it, but most people have some. Poor debt management can drag you down financially and emotionally and feel like a big obstacle, hovering like a black cloud over your life. Debt doesn’t have to be all doom and gloom, though. It can be effectively...
American Bank & Trust Invests in Future Leaders
In a continuing effort to retain our best and brightest students, American Bank & Trust and the South Dakota Bankers Foundation are providing scholarships to 15 graduating high school seniors from eastern South Dakota. This year’s recipients of the $500...
Frequently Asked Questions from Home Buyers
In most cases, a home is the biggest purchase of a person’s life. So, it’s always good to ask questions. American Bank & Trust has worked with buyers and realtors alike on the process.And we invited Kate Patrick of 605 Real Estate to share her experience and...
Tips on the Best Time to Buy a Home
For every person that’s ever bought a home, there are another ten people that tell you how or when you should do it. There is no perfect answer on when, but American Bank & Trust mortgage bankers study the housing market. So we can help you with a few insights on...
Balancing a Business and Family – AB&T Customer Shares How She Does It
American Bank & Trust has been in business banking for a long time. So, we’ve seen a lot of startups, entrepreneurs and generational businesses. There’s nothing simple about work life balance. But, American Bank & Trust has a few tips on how to make that...
Who Should Settle Your Estate Plan – Or Be Your Trustee?
Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit One of the most important questions to be addressed in an estate plan is the choice of the executor to supervise the settlement of...
5 Reasons for a Trust
Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit A trust plays a crucial role in thoughtful estate planning. You might think that the doubling of the amount exempt from federal...
3 Smart Ways to Use a HELOC Loan
One of the great perks of home ownership is equity. A HELOC is a Home Equity Line of Credit that uses the equity in your home. Your home equity is the difference between your home’s value and the balance of your mortgage. Typically, HELOCs have a competitive loan rate...
Credit score not as good as it should be? You’re probably breaking these 5 rules.
Good credit isn’t a mystery or achieved with a secret to which only some people are privy. It’s simple really: If you follow the rules, you’ll have a good credit score. If you break the rules, your credit will suffer. Unfortunately, too many people don’t understand...
