Inspiration from the Most Creative People in Banking
How far can our bank take you? Just use your imagination. Our blog is where we share our insights, ideas, and advice on how real life integrates with financial life. Your dreams can’t fit in a bank vault. Think boldly and read a few articles below for some extra inspiration.
3 Smart Ways to Use a HELOC Loan
One of the great perks of home ownership is equity. A HELOC is a Home Equity Line of Credit that uses the equity in your home. Your home equity is the difference between your home’s value and the balance of your mortgage. Typically, HELOCs have a competitive loan rate...
Credit score not as good as it should be? You’re probably breaking these 5 rules.
Good credit isn’t a mystery or achieved with a secret to which only some people are privy. It’s simple really: If you follow the rules, you’ll have a good credit score. If you break the rules, your credit will suffer. Unfortunately, too many people don’t understand...
How To Find a Bank That Makes Running Your Business Easier
If you’re running a business, you need a bank—that much is clear. What’s not always so clear is which bank is the best for your business banking.With a bank on every block and corner of the internet too, finding the right one can be an overwhelming choice. It’s not as...
American Bank & Trust Donates Over $16,700 in Spirit Card Funds to Area Schools
American Bank & Trust strives to make a positive and lasting impact on communities. One way the bank accomplishes this is through their Spirit Card program. These cards promote school pride and generate income for school districts. A Spirit Card is a Debit Card...
Are You A Credit Rock Star? [Free Quiz]
When it comes to your credit score, are you a rock star? There are lots of numbers in life that really matter. While your social security number and your anniversary date might top the list, your credit score ranks higher in importance than the...
What you need to know about Social Security changes and retirement
When you’re planning for retirement, American Bank & Trust can help you with things you need to know. For example, the Social Security cost-of-living adjustment has experienced its biggest bump in seven years. The last time that the Social Security cost-of-living...
American Bank & Trust Appoints New Board Members
American Bank & Trust is proud to welcome two new members to their Board of Directors. Dennis Daugaard joined the AB&T Board in January. Mr. Daugaard brings significant executive experience to the Board having served 8 years as South Dakota’s 32nd Governor....
Does shopping local really matter? In a word, Yes!
Shop local and support small businesses. We hear the cries frequently and are likely to support them… in theory. It’s just that clicking a mouse is so much quicker, and those big box stores offer bells and whistles aplenty. After all, who doesn’t like to stay in your...
Year-End Tax Planning and Changes That Affect You
It’s a whole new ball game this year when it comes to how you pay taxes. The Tax Cuts and Jobs Act enacted in December 2017 is going to change tax planning for many, many taxpayers this year. You may be one of them. American Bank & Trust thinks it’s important you...