Inspiration from the Most Creative People in Banking
How far can our bank take you? Just use your imagination. Our blog is where we share our insights, ideas, and advice on how real life integrates with financial life. Your dreams can’t fit in a bank vault. Think boldly and read a few articles below for some extra inspiration.
Balancing a Business and Family – AB&T Customer Shares How She Does It
American Bank & Trust has been in business banking for a long time. So, we’ve seen a lot of startups, entrepreneurs and generational businesses. There’s nothing simple about work life balance. But, American Bank & Trust has a few tips on how to make that...
Who Should Settle Your Estate Plan – Or Be Your Trustee?
One of the most important questions to be addressed in an estate plan is the choice of the executor to supervise the settlement of the estate. If a trust is part of the plan, the choice of trustee is equally crucial. The first thought that many parents may have is to...
5 Reasons for a Trust
A trust plays a crucial role in thoughtful estate planning. You might think that the doubling of the amount exempt from federal estate and gift tax ($11.4 million per person in 2019) would reduce the need for estate planning, given that so few families will now need...
3 Smart Ways to Use a HELOC Loan
One of the great perks of home ownership is equity. A HELOC is a Home Equity Line of Credit that uses the equity in your home. Your home equity is the difference between your home’s value and the balance of your mortgage. Typically, HELOCs have a competitive loan rate...
Credit score not as good as it should be? You’re probably breaking these 5 rules.
Good credit isn’t a mystery or achieved with a secret to which only some people are privy. It’s simple really: If you follow the rules, you’ll have a good credit score. If you break the rules, your credit will suffer. Unfortunately, too many people don’t understand...
How To Find a Bank That Makes Running Your Business Easier
If you’re running a business, you need a bank—that much is clear. What’s not always so clear is which bank is the best for your business banking.With a bank on every block and corner of the internet too, finding the right one can be an overwhelming choice. It’s not as...
American Bank & Trust Donates Over $16,700 in Spirit Card Funds to Area Schools
American Bank & Trust strives to make a positive and lasting impact on communities. One way the bank accomplishes this is through their Spirit Card program. These cards promote school pride and generate income for school districts. A Spirit Card is a Debit Card...
Are You A Credit Rock Star? [Free Quiz]
When it comes to your credit score, are you a rock star? There are lots of numbers in life that really matter. While your social security number and your anniversary date might top the list, your credit score ranks higher in importance than the...
What you need to know about Social Security changes and retirement
When you’re planning for retirement, American Bank & Trust can help you with things you need to know. For example, the Social Security cost-of-living adjustment has experienced its biggest bump in seven years. The last time that the Social Security cost-of-living...