Inspiration from the Most Creative People in Banking
How far can our bank take you? Just use your imagination. Our blog is where we share our insights, ideas, and advice on how real life integrates with financial life. Your dreams can’t fit in a bank vault. Think boldly and read a few articles below for some extra inspiration.
The Phone Call that Will Put Money in Your Pocket
Unless you own a magical crystal ball, there’s no way to 100% predict if mortgage rates are going to increase or decrease in the future. That's why right now is such a great time to refinance your home loan and take advantage of the low mortgage rate environment....
Keeping a Distance with Awesome SD Vacation Spots
We are coming to the end of summer, and if you’re like most people – you’re probably itching for a vacation if you haven’t already taken one. Planning a trip may have seemed like a breeze in the past, but the current pandemic has surely created in its own...
Watching for Fraud on Your Account
Everybody loves impressions. They’re fun, creative and the best part about them is that they’re usually harmless. When it comes to your finances, though, no one should be pretending to be you. Online fraud could have a massive effect on your life and finances if you...
Hometown Bank Hustled, Delivering Hope for Local Small Businesses
On March 27, 2020 President Trump and Congress enacted legislation that created a $349 billion Paycheck Protection Program (PPP) for small businesses thrown into a tailspin by the coronavirus. The premise of the program relied on banks to get the money flowing quickly...
Refinancing Your Mortgage With American Bank & Trust
If you're a homeowner looking to save money or take equity out of your home, refinancing could be right for you. Refinancing a mortgage simply means paying off your existing loan and replacing it with a new loan....and the time to refinance is NOW! This new loan can...
Home School Financial Education
Across the world, schools are closed, and millions of children are forced to conduct school from home. Because of this, parents are being put into an unexpected position… the new teacher. This new role may make it may seem like there is a lot to do with little time....
Banking Remotely: 3 Ways the American Bank & Trust App Can Help You
A lot of the world right now is staying inside as much as possible. And even though the world seems to be on hold, that doesn’t mean your finances are. Luckily, you can bank remotely using the American Bank & Trust mobile app. Staying home as much as you can is a...
Transferring Family Business to Next Generation
Keeping a business running in the family builds a lasting legacy. As the company moves from one generation of leadership to another, having a solid development plan for key roles while transferring the family business is a must. Succession planning supports the new...
American Bank & Trust Reaches Milestone with Spirit Card Program
Area Schools Have Received Over $121,900! Part of the vision at American Bank & Trust is to make a positive and lasting impact on communities in South Dakota. One way we accomplish this is through our Spirit Card program. This program promotes school pride and...