Inspiration from the Most Creative People in Banking
How far can our bank take you? Just use your imagination. Our blog is where we share our insights, ideas, and advice on how real life integrates with financial life. Your dreams can’t fit in a bank vault. Think boldly and read a few articles below for some extra inspiration.
5 Ways to Build Home Equity
Equity is one of the best byproducts of owning your own house. The value of most homes tend to appreciate instead of depreciate, which is extremely beneficial when it comes to selling your home. It’s time to grab a hammer (or at least a notepad), because we’re sharing...
5 Things I Wish I Knew Before Buying My First Home
Everyone is sure to have a lot of questions they want answered before purchasing a house. But for those who are first-time home buyers, they might not know what questions to ask. A house is so much more than four walls and a roof over your head. It’s a dream, a place...
AB&T Commits to Growth with the Opening of Third Sioux Falls Branch
We have opened a third location in Sioux Falls. It's at the corner of South Minnesota Avenue and 77th Street, in the rapidly growing business district around 85th Street in southern Sioux Falls. This site will be recognized as the Grand Prairie location. The new...
The Phone Call that Will Put Money in Your Pocket
Unless you own a magical crystal ball, there’s no way to 100% predict if mortgage rates are going to increase or decrease in the future. That's why right now is such a great time to refinance your home loan and take advantage of the low mortgage rate environment....
Keeping a Distance with Awesome SD Vacation Spots
We are coming to the end of summer, and if you’re like most people – you’re probably itching for a vacation if you haven’t already taken one. Planning a trip may have seemed like a breeze in the past, but the current pandemic has surely created in its own...
Watching for Fraud on Your Account
Everybody loves impressions. They’re fun, creative and the best part about them is that they’re usually harmless. When it comes to your finances, though, no one should be pretending to be you. Online fraud could have a massive effect on your life and finances if you...
Hometown Bank Hustled, Delivering Hope for Local Small Businesses
On March 27, 2020 President Trump and Congress enacted legislation that created a $349 billion Paycheck Protection Program (PPP) for small businesses thrown into a tailspin by the coronavirus. The premise of the program relied on banks to get the money flowing quickly...
Refinancing Your Mortgage With American Bank & Trust
If you're a homeowner looking to save money or take equity out of your home, refinancing could be right for you. Refinancing a mortgage simply means paying off your existing loan and replacing it with a new loan....and the time to refinance is NOW! This new loan can...
Home School Financial Education
Across the world, schools are closed, and millions of children are forced to conduct school from home. Because of this, parents are being put into an unexpected position… the new teacher. This new role may make it may seem like there is a lot to do with little time....