Check Block
Are you concerned about increasing paper check fraud? Block it!
Protect your accounts with Check Block
To prevent checks from posting to the account, Check Block eliminates the risk of check fraud by automatically rejecting and returning paper-based transactions – making the checking account only accept electronic transactions.
How Does Check Block Work?
Check Block works by designating your business checking account as an electronic-only account. This indicator restricts paper-based transactions, so those transactions will no longer be allowed to post to your account. Electronic and internal transactions will still post successfully.
- Funds to be moved to and from your accounts on our website.
- Most types of ACH transactions and wire transfers.
- Bill Pay Transactions and ATM Card transactions.
Transactions that will not post:
- Paper checks
- Over-the-counter withdrawals (counter checks)
- Paper drafts
- ACH debits, or entries resulting from the conversion of paper checks to ACH debits, such as:
- » Re-represented entries (RCK)
- » Accounts receivable checks (ARC)
- » Point-of-purchase (POP)
- » Back-office conversions) (BOC)
Our payment and fraud mitigation tools were developed to make it easier for you to monitor your account activity efficiently and stay ahead of threats to your business’s finances.
Explore Additional Fraud Mitigation Tools
Check Positive Pay
Check Positive Pay is a paper-based fraud mitigation solution providing detection of fraudulent, altered, or counterfeit checks through a verification of checks presented for payment against the your check register.
ACH Positive Pay
ACH Positive Pay is a digital fraud mitigation solution that manages ACH debits and/or credits posting to your business account via blocks and filters.
Wire Block
If you don’t need to originate wires, eliminate the risk of wire fraud by blocking wire debits from posting to your business account.
Reverse Positive Pay
Reverse Positive Pay is a paper-based fraud mitigation solution for detecting fraudulent, altered, or counterfeit checks by posting a daily report of presented items (excludes AB&T Branch Cashed items) to Business Online.
Contact Our Treasury Services Team
Your Treasury Service needs are more complex than ever before. Our team of experts live at the intersection of “what if and why not?” and can help you eliminate pain points to transform your cash management into a bottom-line enhancing machine. For all the services and technology you expect, plus all the insight that goes above and beyond, we’re ready to build a relationship that creates value for you.
