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Conventional Loan are the most common loans used in purchasing or refinancing a home.  American Bank and Trust has different investors we can use to get you the best rate in the market. Can be used for purchase or refinancing as a feature.

Features & Benefits of a Conventional Loan

    • For Primary Residence, Second/Vacation Home or Investment Properties.
    • Multiple Terms Available
    • Options as little as 3% down payment
    • Loans are Processed and Underwritten Locally
    • Options for Servicing Retained by AB&T which means payments can be made at your local branch!

 

Conventional Loan Requirements

    • Max Loan amount $766,550
    • Other Requirements May Apply

Already know the type of home loan you are looking for?

Download Our New AB&T Mortgage App!

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Are you ready to revolutionize your mortgage experience?
Unlock your gateway to homeownership with our mortgage app at your fingertips.

  • Streamlined Application with a user-friendly, paperless application process.
  • Real-Time Updates through instant notifications on your application milestones.
  • Secure Document Uploading means no more lost paperwork or hassles!
  • Streamlined Application with a user-friendly, paperless application process.
  • Real-Time Updates through instant notifications on your application milestones.
  • Secure Document Uploading means no more lost paperwork or hassles!

Take control of your homeownership journey by downloading our
new American Bank & Trust Mortgage App.

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Find Your Perfect Mortgage Loan Officer

Mortgage Team – Feb 2023

A great home buying experience starts with great home buying partners. Meet your American Bank & Trust mortgage team and discover an outstanding group that truly lives at the intersection of what if and why not?  With AB&T home loan experts, you’ve got neighbors you can always count on.

Full AB&T Mural

Looking for more information about Home Loans? Visit the South Dakota Housing Development Authority.

We do not offer every plan available in your area. Currently we represent 7 organizations which offer 28 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.

Not FDIC Insured | Not Bank Guaranteed | May Lose Value | Not Insured by any Federal Government Agency | Not a Bank Deposit

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