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3.70% APY CD/IRA-CD

Boost your savings with our 6-Month CD/IRA-CD at 3.70% APY! It’s a short-term, high-yield option that helps your money grow without a long commitment.

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FlexAdvantage CD & IRA-CD

Lock in a great rate and keep your options open! With our FlexAdvantage CD & IRA-CD, earn 3.75% APY for 12 months or 3.80% APY for 18 months and enjoy two penalty-free withdrawals.

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Money Market Special

Earn 3.00% APY on new money market accounts with a balance over $15,000

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Refer A Friend & Earn $150

Spread the wealth! When your referral opens a new checking account and meets the requirements within 90 days, you’ll receive a $150 credit in your account—it’s that simple!

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Safe Banking Starts Here

FREE Check Fraud Protection for two years with your business checking account

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Tap & Win $500

American Bank & Trust is giving you the chance to win $500 every month just by using your AB&T Debit Card! Every time you make a purchase with your AB&T Debit Card, you’re automatically entered into the monthly drawing.

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Special Promotions

View all our on-going promotions at AB&T. From new checking account openings, business accounts, and a special mortgage promotion, you’ll find something no matter your needs.

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Making Changing Banks Simple

Switching banks doesn’t have to be overwhelming. With our team’s support and an easy-to-use switch kit, you’re on the path to fewer fees, exceptional service, and a seamless transition.

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Enroll in eStatements for a chance to win $750

You are automatically entered to win $750 when you enroll in eStatements. Each account enrollment earns you an entry, and one lucky winner is drawn every month.

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Business Checking

Find the account that fits your business’s needs.  Wide range of features and benefits!

Open an Account

Getting a checking or savings account is only a click away.  Provide a few details and we’ll get your account started.

Apply for a Mortgage

Let our local lending experts find the best loan option for your needs and budget.

Latest News

American Bank & Trust 2026 Spirit Card Donations

American Bank & Trust 2026 Spirit Card Donations

Apr 28, 2026 |

American Bank & Trust is committed to making a meaningful impact in the communities we serve. Through donations, events, programs, and sponsorships, we give back in ways that support and strengthen our communities. Each year, our Spirit Card Program helps schools...

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Meet JD Carrels: Business Banker Serving Aberdeen

Meet JD Carrels: Business Banker Serving Aberdeen

Apr 16, 2026 |

American Bank & Trust is proud to welcome JD Carrels, a Business Banker serving the Aberdeen community. With deep local roots and a relationship-first approach, JD brings care and commitment to his work with local businesses.Born and raised in Aberdeen, JD values...

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